If you are having problems with debt, please get help and take advantage of the following free advice organisations below:
Consumer Credit Counselling Service - For Debt advice throughout the UK - including Northern Ireland - Phone 0800 138 1111 or visit http://www.CCCS.co.uk
ConsumerLine - If you live in Northern Ireland phone 0845 600 62 62 or visit http://www.consumerline.org for general consumer advice
Office of Fair Trading - Public register for those companies and individuals that hold a Consumer Credit Licence - Please click on the OFT Logo and insert the licence number:
Credit Action - Has a series of Money manuals that can help people learn about personal finance and development the skills to manage their money. Visit: http://www.creditaction.org.uk/helpful-resources/moneymanuals.html
The Credit Action Budget Builder is an easy-to-use, interactive budgeting tool. It enables you not only to input your income and expenditure but also to decide which of your bank accounts it should come from. You can save it and revisit it as many times as you like. It does all the calculations for you and you can see a summary at anytime which can be printed or downloaded. http://budgetbuilder.creditaction.org.uk
The Moneybasics Spendometer makes day-to-day budgeting simple and practical. Every time you buy something, simply enter it into the Spendometer on your phone, and it will keep a record for you. Set your own spending limits and choose how your spending will be reported - whether daily, weekly, or monthly. http://spendometer.co.uk
The Money Advice Liaison Group
The Money Advice Liaison Group promotes greater understanding of debt matters. Includes a section on debt and mental health.
Registry Trust is a not-for-profit company which operates the Register of Judgments, Orders and Fines for England and Wales on behalf of the Ministry of Justice
Note: Although Amril have tried to take care and provide you with reputable and independent sources, we cannot be held responsible for their content or any subsequent advice that you may receive.